Our Child Care Facilities Loans are available to nonprofit and proprietary licensed child care centers that have a client base of at least 50% low-income families. Our financing can be used for acquisition of property and construction or rehab of a new or expanding child care facility, upgrading of a building or current day care facility for health and safety reasons and purchase of equipment.

Loan terms of 18 months to 2 years for construction/bridge loans or start-up capital; up to 10 years for self-amortizing loans. Our rates are 6% for bridge or construction loans from 18 months to 2 years, and 5% for amortized loans. The current loan limit is $150,000, with loans up to $1,000,000 available for large, well-established centers. Loans are only available for centers operating in New York, New Jersey and Connecticut.

Please download our reference sheet: Child Care Facilities Loans ( PDF) for more information.

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